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September Housing News
Mortgage rates hit their highest point since 2000.
Mortgage rates jumped Monday, following a rise in bond yields
driven by investors’ concerns that high interest rates and inflation will linger longer than expected.
The average rate on the popular 30-year fixed mortgage hit 7.48%, the highest level since November 2000, according to Mortgage News Daily. It has risen 29 basis points in just the past week.
“Investors just aren’t seeing the kind of deterioration in economic data that they expected,” said Matthew Graham, chief operating officer of Mortgage News Daily.
Housing Market Predictions 2024
 | With mortgage rates and home prices both historically high, and inventory tight, many prospective sellers and hopeful buyers are feeling nervous about today’s housing market.As of July 2023, the median sale price for an existing home in the U.S. was a steep $406,700, the highest July price the National Association of Realtors (NAR) has ever recorded and just $7,000 short of the all-time record.Home prices, mortgage rates and inventory levels will all shape housing affordability in the coming year. Curious where these trends may go? Read on to learn what the experts predict for the 2024 housing market. Read More |
Mortgage demand from homebuyers drops to a 28-year low as interest rates soar
| Mortgage rates jumped last week to the highest level in 23 years, pushing mortgage demand from homebuyers to the lowest level in 28 years.Total mortgage application volume fell 4.2% last week, compared with the previous week, according to the Mortgage Bankers Association’s seasonally adjusted index.Last week, the average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($726,200 or less) increased to 7.31% from 7.16%, with points rising to 0.78 from 0.68 (including the origination fee) for loans with a 20% down payment. Last year that rate was 5.65%. Read More |  |
Real Estate Facts & Tips
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September Home Maintenance Tips and Tricks
| September Home Maintenance & Safety Checklist As summer comes to a close, your home deserves some special attention to prepare for colder temperatures to come. September home maintenance is all about wrapping up the warm and welcoming fall. * Tidy the kitchen Clean and check range hood fan, Scrub out microwave, Clean under the sink, Tighten and lubricate hinges on the fridge. * Create a safety plan for natural disasters For many across the country, September is the beginning of hurricane season. For others, wildfires may still be a threat left over from summer. Whatever natural disasters your home is prone to, it’s smart to be prepared for anything. Sit down with your family and create an evacuation plan and gather supplies into an emergency kit for your home. * Fix up bedrooms and living areas Install or replace outlet covers, Get fireplaces professionally checked and cleaned, Clean blinds, Check and replace weather stripping around doors and windows, Clean ceiling fans, light fixtures, and vents, Change direction of ceiling fan for winter. * Get ready for the season change Get heating system serviced, Store summer items and replace with fall items. * Inspect your bathrooms Check bathtub caulking, Consider non-slip surfaces. * Take on some small tasks Dust the handrail – If your home has stairs, dust off the handrail. It’s hard to make your grand entrance with dust all over your hands. Also, test the smoke, fire, and carbon monoxide detectors. * Clean up outdoors Drain and winterize outside irrigation; Turn off and cover AC unit; Install storm windows; Rake leaves and dispose of mulch. Read More |
4 Warm and Welcoming New Kitchens
A warm, neutral palette is one of seven home design trends pros say they’re seeing now. To explore what that might look like in a kitchen, we asked pros to share details on the colors and finishes they used to create inviting palettes in these four kitchens.
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| Cozy Contemporary |
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| Calming Creole |
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| Easygoing Earth Tones |
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| Creamy Creation |
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UNDER CONTRACT
Be one of the first to see our #ComingSoon Properties! These went #UnderContract within days of list!
 210 Cliff Circle UNDER CONTRACTMarble Falls Amazing views found here in this unique home in central Marble Falls overlooking Lake Marble Falls and the Colorado River basin! Experience the treetop feeling as you can view the upper river basin and the distant hill country area from this special home. Under Contract in 13 days! |  1012 Highland Drive Highland Haven UNDER CONTRACTAdorable three bedroom, two bath home in the highly desirable Highland Haven, Lake LBJ Community! Under Contract within one week!! |
Price Reductions
 311 Avenue E Marble FallsHistoric pride & beauty of old town Marble Falls awaits you! Original year built is dated to 1893; one of the oldest homes in town! This beauty towers above the neighborhood reaching three stories. Positioned ideally on a large corner lot, this home reminisces of days gone by in a much simpler time. Yeasteryear peers forward through the high ceilings, large windows, refurbished hardwood floors, original fireplaces, ornate woodworkings, wide crown mouldings, and the long-leaf pine construction, from back in the day!! Modern conveniences are found in the totally updated kitchen boasting stainless steel appliances, island with sink and prep space, premium grad granite countertops, adorable stained glass windows positioned to add light in your work space, wood beamed soaring ceilings, pendant lights and so much more! Offered at $599,900.00 |  313 Stanberry Lane BurnetGorgeous views & sunsets found here! This property is the perfect blend of seclusion plus hill country/city views, unrestricted, and has space for nearly anything your heart could desire! On nearly 6 acres, this property is located on an secluded lane, 3 minutes from schools and 5 minutes from downtown. It includes a sotrage pole barn, tree-lined boundaries, and a clean slate for anything you might want to build. The primary home is a 2 bedroom, 2 bath with 1672 sqft and was built in 2000, enlarged in 2007, and boasts an open floor plan concept, two large bedrooms and bathrooms, custom cabinetry, breakfast bar, and back deck. In addition, a 1960 3 /2 structure in need of repair graces the property. Unrestricted acreage this close to town is hard to find. Don’t miss your opportunity!! Offered at $495,000.00 |
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IN THE SPOTLIGHT
Property of the Month
123 Creekside Cove Marble Falls, TX 78654
Welcome to your dream home, nestled on 4.65 acres of picturesque land just outside of Marble Falls! This custom 2007-built, completely updated, residence offers the perfect blend of modern luxury and tranquil hill country living. With 4 bedrooms, 3 bathrooms, two living areas, two dining areas, and an abundance of stylish features, this home promises comfort, elegance, and convenience. The Great Room concept boasts open and inviting living spaces, allowing for a seamless flow between the living, kitchen, and dining. The large office or second living room upstairs provides a flexible area perfect for remote work, at-home school options, entertainment, or relaxation. The chef’s delight island kitchen features a breakfast bar, coffee bar, stinless steel appliances, granite countertops, and gas cooktop, making it a hub for culinary creativity. Updated features include fresh paint throughout, along with new hardwood flooring. The convenience of an attached three-car garage ensures ample space for vehicles, storage, and more. Step out onto the balcony to savor distant hill country views and for a breath of fresh country air. The grounds are further enhanced by a crystal-clear pool, sunbathing deck, and outdoor kitchen. This gorgeous property will not last long! Offered at $1,225,000.00 |
Open House
| OPEN HOUSE Saturday September 23rd 351 Twisted Oak Drive Horseshoe Bay, TX 78657 11 – 2 am Come out and tour this beautiful home on 10+ acres with an additional 18+- acres available for sale. Hosted by Kelsey Huddleston |  |
In the Office
Happy Anniversary!
 Kelsey Huddleston Who has been with us since we opened! We appreciate you~ |  Kimberley Johnson Who has been with us since we opened! We appreciate you~ |
September Birthdays!
 Happy Birthday to: 3rd Tristian Poteet 8th Holly Whittenburg |
| That wraps up our news for September! Thanks for reading along!! We hope you and yours have enjoyed this last of our Summer months and are ready for some cooler, Fall weather! I know we are! Please remember if you ever have any questions, would like additional information, or would like to just visit, drop us a line, pick up the phone, or stop by. We always love to see you! Watch for our emails as we share the latest trends, tips, and data about all things Real Estate with you. Also, follow us on all things social as we share daily listings and tips for you! If you would like to subscribe to our Newsletters, just drop us a line at Zina@ZinaSells.com and we will add you in. Have a great month! All of Us at Zina & Co. Real Estate |
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